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Understanding SSDI and SSI: Key Differences Explained
The Social Security Administration (SSA) offers two benefits programs for disabled individuals: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Before applying for either type of benefit, it is important that you first determine which program is appropriate for your situation.
Eligibility for SSDI Benefits in Florida
SSDI provides temporary or permanent benefits to disabled workers who have paid Federal Insurance Contribution Act (FICA) taxes.
- Most workers who have worked consistently and have paid taxes on their income/wages will meet this requirement.
- To be eligible for SSDI benefits, you must also have a “serious medical condition” or qualifying condition.
Qualifying for SSI: What You Need to Know
This program is meant to assist individuals with serious medical conditions/disabilities who have not paid enough FICA taxes to make them eligible for SSDI benefits.
- This program is typically more appropriate for individuals who have not been able to work for some time due to their condition.
- To qualify, you must also fall below a certain income threshold.
Step-by-Step Guide to Applying for SSD Benefits in Florida
Initial Application
We will help you gather all necessary medical evidence, complete the application accurately, and present your case in the strongest possible light to increase your chances of approval from the start. Unfortunately, even qualified individuals often have a difficult time recovering their Social Security disability benefits. Many first-time claims are denied. If this happens to you, you may appeal the denial by submitting a formal request for review and attending a hearing. Our Florida SSD lawyers can assist you in this process.
In most cases, the SSA makes initial decisions within two to three months after the application is received. If your application is accepted, you can expect to start receiving benefits. If your application is denied, you can appeal.
Denied SSD Benefits? How to Appeal Your Claim
If your initial application is denied, we will guide you through the appeals process. This can involve requesting a reconsideration, filing a formal appeal, and ultimately representing you at appeal hearings before an administrative law judge.
The time between when you submit the Request for a Hearing and the actual hearing itself may be as long as 9 to 12 months.
We understand the specific criteria used by the Social Security Administration to determine your eligibility for SSDI benefits. We will work to ensure your medical records accurately reflect the severity of your condition and meet this precise definition of disability.
