Whether you are injured in an automobile accident, boat accident, motorcycle accident or tractor-trailer accident, the actions you take immediately after the accident are almost entirely the same. There are several “do’s” and “don’ts” when it comes to what to do or not do after you’re injured in a car wreck.
Call the Police & Collect Information.
The first thing you should always do is call the police. Request an accident report be completed and record the accident report number. Next you need to gather all relevant information. Obtain the name, address, phone number, driver’s license number, and insurance policy number for all drivers involved in the accident. Make sure to get contact information for any witnesses to the accident while they’re still on the scene.
Take Photos & Seek Medical Treatment.
The next step is to take photos. Most people have a camera on their phone to take pictures of the accident scene and any vehicles involved in the accident. Make sure to take pictures before moving the vehicles. Next, make sure to seek medical treatment as soon as possible. Tell your doctor about any injury or pain in detail, and remember what seems minor at the time may be more serious than you think.
Due to recent changes in the Florida Personal Injury Protection (PIP) law, your medical benefits can be reduced to $2500 from $10,000 unless you have an Emergency Medical Condition. You only have 14 days to receive your initial medical treatment, and follow-up treatment is only covered if consistent with earlier care and only after a doctor opines that you have an ‘emergency medical condition’ (EMC).
What You Should NEVER Do:
There are also several things that you should never do following an accident. First, never make a statement of fault. Stick to the facts, and be honest with the police officer or insurance adjuster involved. However, keep in mind that it is not your job to determine who was at fault. Also, you should never sign any waiver or release of any kind. If you’re not sure what you’re signing, ask an attorney for help. Finally, you should never go it alone. Insurance companies do not have your best interest in mind. An insurance adjuster’s job is to save the insurance company money.
If you, a friend, or family member has been injured in an auto accident, contact an experienced auto accident lawyer at Michles & Booth, PA for a free consultation to discuss your legal rights. Insurance companies have lawyers working hard to protect them, and you need a strong auto accident lawyer on YOUR side to make sure you don’t become a victim twice.
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